Open Science Research Excellence
Drago Jakovcevic and  Mihovil Andelinovic and  Igor Husak,  The Need for Selective Credit Policy Implementation: Case of Croatia.   journal   = {International Journal of Social, Behavioral, Educational, Economic, Business and Industrial Engineering}, [online]. World Academy of Science, Engineering and Technology. June 2014, vol. 90(6). 1676 - 1682[viewed 20 March 2019]. Available from: http://waset.org/publications/9998424.